Mobile Apps


Founded in 2006 as GreenSky Trade Credit LLC by David Zalik, GreenSky Financial LLC is a private equity firm based in the Southern state of Atlanta. It changed its name in December 2015 and offers quick and paperless financial services, credit and consumer lending to businesses through its online platform. It helps enterprises provide credit to their customers by acting as a program administrator and third-party service provider for federally and state insured chartered banks that offer consumer loans. Besides providing revolving credit products and installment loans it also provides credit programs for elective medical providers, home improvement merchants, and furniture retailers.

Through its merchant, retailer and provider networks all over the US, it serves both consumers and large, medium and small-scale businesses. David Zalik’s GreenSky offers business card service as well as same day funding for submitted invoices, online transaction management, credit services and invoice verification.


Co-Founder and Chief Executive Officer for GreenSky, 43-year-old David Zalik were born in Israel with his family moving to the USA when he was four years old and settling in Alabama. His father became a Mathematics professor at Auburn, and he attended the same school his father was teaching but later dropped out to concentrate on building his computer assembly company, MicroTech. In 1996 then aged 22 years he sold the 20-employee company for a tune a few million dollars and moved to Atlanta. Zalik later founded Outweb Inc., a consultancy for businesses trying to create their websites, in 1999 after a few years of investing in the real estate sector. He helped start the Rockbridge Commercial Bank in 2006 which initially attracted capital from a clique of local investors including billionaire Bernie Marcus, co-founder Home Depot. In three years’ time, it failed making him lose up to $500,000 and lawsuits from the FDIC.

It is after all this that he founded GreenSky, which he named after hearing Willie Nelson’s rendition of Blue Skies. Robert Sheft, an investor, and founder of RMA Home Services, later joined him their big pitch being less hassle in offering their customers financing as compared to stalwarts like Wells Fargo and GE.

David Zalik has also served on the board of directors of The Marcus Community Centre, The Jewish Federation of Greater Atlanta and Hands on Atlanta. He has been a recipient of the 2000 Abe Schwartz Young Leadership award, 2003 catalyst Entrepreneur of the Year Award and 2016 EY Entrepreneur of the Year Award.

FreedomPop Invades the UK

People are struggling with the rising cost of their mobile bills. In fact, a large percentage of mobile users are actually considering giving up their mobile device because of the rising cost. However, there is hope on the horizon for those that are on a strict financial budget. A recent article in Digital Trends discussed FreedomPop’s new venture. FreedomPop has gone Alpha and is invading the UK. FreedomPop is about to launch their mobile service in the UK this September. Numerous consumers are eagerly waiting to get on board the FreedomPop train. Let’s take a closer look.

Free Plans
Certainly, FreedomPop’s claim to fame is their introduction of their free plan to people in the United States. This caused great interest and convinced a multitude of mobile users to give the service a try. They are also introducing the free plan to the UK. The free plan includes 200 minutes, 200 SMS, and 200MB of Data. There are also 2 premium plans for those that require more voice, text, and data. Still, the premium plans are very reasonable. The good news is that FreedomPop does not charge a penalty for going over the data allowance. However, they will charge you a fee for each MB overage.

The Alpha Stage
The Alpha stage is a way to introduce the free plans and the premium plans to the UK. However, the service charges a small fee for signing up with them. New users also are allowed to select a new number with the service. FreedomPop CEO, Steven Sesar, has big plans for the mobile company. He plans to conquer the UK mobile market. In addition, the CEO plans to take over the world with his free mobile service and premium plans. The CEO wants to change the way that the whole system works. His belief is that this business model works great because it is the best flexible plan for today’s mobile user. Certainly, the FreedomPop model is perfect for the occasional mobile user or those that are not addicted to their mobile. Fortunately, the service offers low cost plans for consumers that require more voice, text, and data. Once the expansion plan starts in the UK, the world is next.