Founded in 2006 as GreenSky Trade Credit LLC by David Zalik, GreenSky Financial LLC is a private equity firm based in the Southern state of Atlanta. It changed its name in December 2015 and offers quick and paperless financial services, credit and consumer lending to businesses through its online platform. It helps enterprises provide credit to their customers by acting as a program administrator and third-party service provider for federally and state insured chartered banks that offer consumer loans. Besides providing revolving credit products and installment loans it also provides credit programs for elective medical providers, home improvement merchants, and furniture retailers.

Through its merchant, retailer and provider networks all over the US, it serves both consumers and large, medium and small-scale businesses. David Zalik’s GreenSky offers business card service as well as same day funding for submitted invoices, online transaction management, credit services and invoice verification.


Co-Founder and Chief Executive Officer for GreenSky, 43-year-old David Zalik were born in Israel with his family moving to the USA when he was four years old and settling in Alabama. His father became a Mathematics professor at Auburn, and he attended the same school his father was teaching but later dropped out to concentrate on building his computer assembly company, MicroTech. In 1996 then aged 22 years he sold the 20-employee company for a tune a few million dollars and moved to Atlanta. Zalik later founded Outweb Inc., a consultancy for businesses trying to create their websites, in 1999 after a few years of investing in the real estate sector. He helped start the Rockbridge Commercial Bank in 2006 which initially attracted capital from a clique of local investors including billionaire Bernie Marcus, co-founder Home Depot. In three years’ time, it failed making him lose up to $500,000 and lawsuits from the FDIC.

It is after all this that he founded GreenSky, which he named after hearing Willie Nelson’s rendition of Blue Skies. Robert Sheft, an investor, and founder of RMA Home Services, later joined him their big pitch being less hassle in offering their customers financing as compared to stalwarts like Wells Fargo and GE.

David Zalik has also served on the board of directors of The Marcus Community Centre, The Jewish Federation of Greater Atlanta and Hands on Atlanta. He has been a recipient of the 2000 Abe Schwartz Young Leadership award, 2003 catalyst Entrepreneur of the Year Award and 2016 EY Entrepreneur of the Year Award.

How to best get a custom savings and retirement plan

When it comes to organizing and planning for your retirement it is important to take in as much information as possible. Not every plan is going to sit every exact investor or life circumstance. A custom approach what is necessary, and more often than not it is absolutely vital to go through a third party investment planner to best ensure your long-term success.

Many solutions exist at are in use today, but not quite as simple and effective as the system employed by Richard Dwayne Blair in his practice. Richard Dwayne Blair has identified Three core components that you should look for when working with any sort of financial advisor or retirement planner. These three pillars are the foundation of your plan and are absolutely necessary; the plan cannot stand if even one of these pillars is missing.

First and foremost is planning out the retirement path ahead of you. This road map plots out exactly where you are and where you need to be. Since retirement planning is more of a marathon than a sprint, this strategy will change with the ebb and flow of the market, as well as your individual liquidity requirements and tolerance for risk.

Once you have established your roadmap it’s important to have a navigator looking at the conditions of the path ahead. Just like how weather and road conditions can

Impact how you travel market conditions can impact how you when is your investment and retirement. This requires a substantial amount of background knowledge, expertise, historical data as well as current analytics from the market.

Finally, the third pillar is insurance. Many people avoid worrying about the worst case scenario; they simply do not want to think about what it would be like if their life’s plan does not go as intended. As such, insurance products guarantee the long-term financial security of your family. No matter how good your retirement plan is health and accidents are always a factor to consider.

Three pillars combined make up the core philosophy of Richard Dwayne Blair’s work and ethos when helping his clients retire comfortably and safely.

Authority on Investments Provide Agora Financial Best Insight for Distributing Publications

Agora Financial has been in the media and publication industry for almost 40 years. As a world-class company, Agora Financial is nationally known for its credible reputation that is well-deserved. With an innovative approach with investment readership, the company strategically designed an effective way for investors to become more educated, empowered and knowledgeable about their investments.

Using the economic knowledge and business acumen from leading experts within the investment industry around the world, Agora Financial provides online publications that are geared towards investors who want an self-empowering way to build their investment portfolios. Many investors don’t want to use productive business time to research for investment resources or have to rely on investment brokers for the information. That’s how Agora Financial does investment research better than any other company.

Through online publications, e-books, videos, online seminars and webinars that are offered to subscribers on a monthly basis, the company reaches the investor where they are. This resourceful and ground-breaking method to create investment opportunities can become very productive and profitable for investors.

Agora Financial offers free and membership-based versions of publications that allow investors to receive market commentary and unbiased information about the investments that are available for their portfolio. As an independent conduit for the information provided, Agora Financial is omitted from receiving any revenue or compensation regarding the information which gives investors the freedom to make independent business decisions.

However, with being thoroughly knowledgeable about investments and the financial markets, Agora Financial is not hesitant to make bold predictions that are based on thorough and responsible processes. Agora Financial has been nationally recognized for several predictions by the Wall Street Journal, Bloomberg Business News and Fox Business News. These renowned financial and business media outlets, and many more, have all accepted the insights, analysis and accurate predictions of Agora Financial.

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Retirement Planning with David Giertz

Retirement is a stage that most people with extended lifespan will have to undergo through. However, this is a stage that is usually complicated for many people. Most people who get to this stage do not have a plan on how to approach life, now that they are no longer in formal employment. In this article, we will be answering some pertinent question about retirement planning. We will look at how one should prepare for retirement and the do and don’ts of the retirement period.

Many people usually approach retirement stage without a plan, which is definitely a sad case. People fail to take caution of basic requirements that are needed at this stage. The saddest part is that most people wait until they retire for them to start thinking about planning. This usually leads to one outcome which is a pure failure. To help us discuss this topic, we will refer to insights from David Giertz, a financial advisor.

To secure a stable financial life after retirement, one must look beyond the monthly paycheck savings. Even if you have a huge salary, the saving that you make, may not be enough to last you all your retirement life. It is also important to note that, it is more likely that during your retirement you might only be consuming with no extra income coming in. according to David Giertz, saving from your paycheck is a good idea but it might not be a viable retirement plan. The point is, money from the savings will never be enough. The brilliant step to take is to look for alternative means of generating income during the retirement period.

According to David Giertz, investment in your early life is the best solution to all this. However, one must make a smart investment that will work even during the retirement period.

About David Giertz

David Giertz is an experienced financial advisor. He has worked in the financial industry for about 30 years. During this time he has worked with numerous companies and has achieved a lot.

David Giertz is a certified business coach registered with WABC. He is also an industry arbiter working under FINRA. David holds a degree from Millikin University. He also has an MBA from Miami University.