Financial Expert

Social Security options with Financial Advisor David Giertz

David Giertz is president of Nationwide Financial Distributors and an author. His book, “How to make the most out of Social Security” is a very insightful book that can help seniors plan for retirement. He has found that most seniors have not saved up enough to live comfortably when they stop working. Some people simply have not saved enough, while others have saved enough just for a few years. Another mistake retirees make is pulling money out of their social security account much too early. If individuals do not wait until retirement age to withdraw funds, then after retiring the monthly amounts are considerably less.

Ideally employed people start saving for retirement early. Some downfalls of waiting too long to save for retirement is that the amount of money saved will be significantly lower than if saving for years before employment age ends.

David Giertz outlines a few retirement savings decisions. Once such choice is called Roth IRA, that stands for individual retirement accounts. This option is run by the government and aided by employees. There is a cap off limit with Roth IRAs. Once a limit is met, no other funds can be added.

In addition there are Health Savings Accounts and Internal Revenue Agency Deduction Limits.

Another option is 401K savings account. These are government backed accounts. Employers add money to these type of accounts. These accounts are dollar by dollar savings amounts.

Savers Credit or Retirement Savings Contribution Credit is another viable choice. In 2018, the retirement savings limits have dramatically increased.

The most important path to take while preparing for retirement is to save money. David Giertz can’t stress that point enough. Financial advisors often don’t give tips on retirement plans, studies have found. Ideally, employees would have information before, during and after retirement. It is of the utmost importance to find a financial advisor that is well versed in social security options. Retirement can be a relaxing time, after working decades of life. By planning ahead, money issues will not be of concern.

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Felipe Montoro Jens Explanation on importance of Infrastructure in Brazil

Felipe Montoro Jens is the chief executive officer at a company known as Energizer Captacao. He an expert in financial matters and also investments. He has worked with various organizations which earned him top positions. He served as the director of finance in an organization known as Braskem. He was also a board director in other agencies and many more. Despite Felipe being a financial expert and an investor, he is also a specialist in infrastructure. It is because of this that helped him earn the possibility of partnering with the Brazil government.

His concern with the level of waste in Brazil made him venture into Infrastructure. This is because the country suffered poor infrastructure for a long time. Mr. Felipe Montoro Jens sees it unacceptable to incur a reduction of the economic wealth of a country. His partnership with the Brazil government helped lessen the amount of waste deposited in the country and help promote basic sanitary conditions and economic growth. His creativity is depicted through supporting modernization and economic growth through infrastructure.

Felipe Montoro Jens speaks on the importance of privatization of various enterprises in Brazil. This was to ensure that there was an equal and adequate use of resources and prevent them from being wasted. Felipe Jens urges that most private organizations have the right technology that helps in the disposal of their waste. The initiative is not only for the businesses enterprises but also to assist in the better management of services, and improved infrastructure for the ordinary people.

Mr. Felipe Montoro Jens leadership skills, creativity, and great ideas have made top companies in Brazil wish to benefit from his services. All his projects have been successful and have earned himself International recognition as a well-known businessman. Moreover, his liberal ideas will forever ensure that there is massive and constant economic growth in Brazil.

Join Market America Miami

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Retirement Planning with David Giertz

Retirement is a stage that most people with extended lifespan will have to undergo through. However, this is a stage that is usually complicated for many people. Most people who get to this stage do not have a plan on how to approach life, now that they are no longer in formal employment. In this article, we will be answering some pertinent question about retirement planning. We will look at how one should prepare for retirement and the do and don’ts of the retirement period.

Many people usually approach retirement stage without a plan, which is definitely a sad case. People fail to take caution of basic requirements that are needed at this stage. The saddest part is that most people wait until they retire for them to start thinking about planning. This usually leads to one outcome which is a pure failure. To help us discuss this topic, we will refer to insights from David Giertz, a financial advisor.

To secure a stable financial life after retirement, one must look beyond the monthly paycheck savings. Even if you have a huge salary, the saving that you make, may not be enough to last you all your retirement life. It is also important to note that, it is more likely that during your retirement you might only be consuming with no extra income coming in. according to David Giertz, saving from your paycheck is a good idea but it might not be a viable retirement plan. The point is, money from the savings will never be enough. The brilliant step to take is to look for alternative means of generating income during the retirement period.

According to David Giertz, investment in your early life is the best solution to all this. However, one must make a smart investment that will work even during the retirement period.

About David Giertz

David Giertz is an experienced financial advisor. He has worked in the financial industry for about 30 years. During this time he has worked with numerous companies and has achieved a lot.

David Giertz is a certified business coach registered with WABC. He is also an industry arbiter working under FINRA. David holds a degree from Millikin University. He also has an MBA from Miami University.