Finance Management

Jed McCaleb Revolutionizing Bitcoins and Cryptocurrency

It has been predicted that cyrpto-currency will change the way that stockmarkets, fundraising and global payments are handled in the future by Jeb McCaleb, a longtime developer. Starting with the bitcoin exchange Mt. Gox, McCaleb has been involved with a number of the largest crypto organizations. He is Stellar’s chief technology officer, focusing on a network of crypto-currency for payments across borders. Jed McCaleb has shared his views with about the technology of the underlying blockchain and the cryptocurrency that will become more stable in coming years.




McCaleb believes it is clear that there will be a network for payments that is universal in the future. One that will allow people to see a public ledger while using currency that they are familiar with. The times for nework transactions are a maximum of five seconds which is significantly shorter than that of bitcoin, allowing currencies such as the euro and U.S. Dollar to be exchanged quickly. A cross border system of payments is being used by IBM for working with larger banks. There are also a number of markets taht the coin offerings have not hit yet.




Autonomous Next, a firm for financial research, says that in four years there have been almost nine billion in coin offerings. Regulators attention has been gotten by the increase in fraudulent fundraisers but token sales are a new fundraising model. Digital coins can be purchased by retail investors to contribute directly to a project. Jed McCaleb believes that stocks and other non-cryptoassets will use the same technology to become digital. McCaleb believes that it will likely be decentralized since he believes in the next decade all equity could be in blockchains.




There are a number of new businesses working to connect traditional markets with digital tokens. Investors in Securrency out of Maryland can use bitcoin to purchase stock in the company. Mt. Gox exchange for bitcoin was created by Jed McCaleb who sold it to Mark Karpeles during 2011. The exchanged filed for bankruptcy after being hacked while Karpeles owned it. McCaleb is co-founder of Ripple which has the third largest XRP copin by capitilzation of the market. In 2014 McCaleb became Stellar co-founder.

Take Control of Your Investing With Agora Financial

Everyone wants to take control over their finances while helping them to grow and flourish, but many of us don’t have a background in financial management and investing. It can also be expensive and frustrating to leave all of our finances future in the hands of someone who isn’t really invested in your well-being over their commissions. This is where Agora Financial comes in. Like a light in the dark muddled world of investing, Agora Financial offers cutting edge, timely advice to help you create a secure future.

Agora Financial has brought in the sharpest minds and renowned talent in the market. With decades of combined experience, the advisors at Agora Financial have been able to forecast successful trends and make bold predictions of how a company can be the right (or wrong) investment, even if it seems otherwise. They also excel at teaching people to make the most from traditionally safe investment methods, creating the highest profit from bonds, metals and the like.

Agora Financial works instruct on income-boosting strategies through its vast collection of both free and paid publications. No money is ever accepted from companies or investors in exchange for coverage, letting all of the advice be 100% independent and unbiased. For nearly 20 years, Agora Financial has been able to correctly predict some of Wall Street’s biggest moves. This has led to recognition from trusted financial reporting strongholds such as The Wall Street Journal, The Economist, CNBC, Fox Business News, Reuters, Bloomberg, U.S. News & World Report, Financial Times, The Washington Post, San Francisco Chronicle, RT, Los Angeles Times, and The Daily Telegraph. Agora Financial works to make sure all of their readers are on the path to making the best decisions and living their best possible lives with security.

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Join Market America Miami

Many people are interested in joining the Market America Miami and make money. The company will help you market your products in a more efficient, manner. To join Market America you can find someone who is registered and join them. However, this choice should be made with great care since their success will translate to your success. If they are poor in marketing their products, your earnings will be affected.Market America Miami has been proven to be a legitimate way of starting your products selling business. Signing up for Market America is quite simple and within no time you will be enjoying the benefits of a huge inventory, marketing, and expertize resources available. Market America is designed to favor everyone, from people who just need an extra source of income to those who want to go in full time.

Once you sign up for Market America Miami you will have options to choose from, to become a distributor or a sales representative. The sales representative option has no charges. You just buy products at a wholesale price and sell them at retail prices. However, this option does not allow access to the Management Performance Compensation Plan (MPCP), unlike the distributor option, for which you a subscription fee.Market America Miami is for anyone who wants to succeed either by earning commission or becoming a business owner. To be a business owner you have to register your own business and start enjoying the benefits that come with it. It is a great business opportunity that you cannot regret as already proved by many people who have joined. The most important thing with Market America Miami is to understanding marketing fundamentals.

An Investing Mastermind – SahmAdrangi Shorting Endeavors

As the stock market provides limitless opportunities for capital growth, many businesses have taken advantage of this to create profit. One such company is Kerrisdale Capital Management. Founded by SahmAdrangi, whose portfolio value exceeds $100 million, this company works on betting for and against companies.

What Does Shorting of Stocks Mean?

The betting “against” companies is done by shorting their stocks. If SahmAdrangi believes that some company’s stocks are overpriced, they will borrow them and sell them right before the price drops. Then, they will pay them back when the price has dropped, thus keeping the difference for themselves.

Current Plans

One of the latest endeavors of this kind involves gathering money from the public so that a major stock shorting can be done. The business was able to obtain over $100 million from various investors who were fond of the plan. The company which Kerrisdale Capital Management has chosen to do this to is undisclosed, but it has been reported that it is a multi-billion dollar organization.

Success in the Past

This will not be the first time that Adrangi has betted against a company and profited a lot of money. Some examples include a satellite company Globalstar and drug-producing business Sage Therapeutics and Zafgen. Success in these endeavors is what led to the growth of Adrangi’s company and portfolio to over $500 million in total.

Origins of the Founder

Although Adrangi may appear as a villain, his career started by shorting fraudulent companies in China. This led to Security Exchange and Commission’s enforcement actions that were pushed on thosecompanies.He graduated from an IVY League School, Yale University, with a Bachelor’s Degree in Economics. Soon after his graduation, he went into the industry and found himself working for LongacreManagemen, a multi-billion dollar hedge fund.

He formed his own company in 2009 and it has been exponentially growing ever since. Nowadays, he stays active by working with investors who are interested in his “shorting” expertise that has earned him millions of dollars over the course of his career.


London’s EFH Subsidiary Closes ANGLE Deal

Equities First (London) Limited stated at the close of last month it is set to return the entirety of the publicly traded shares used as collateral in the ANGLE plc liquidity transaction. This announcement comes as the conclusion to a two-year deal between the Equities First Holdings LLC subsidiary and ANGLE plc CEO, Andrew Newland. The deal is one of the first closed transactions for the newly acquired equity firm, formerly Meridian Equity Partners Limited, and signifies a new era for the global leaders in alternative financing solutions.While the first completed transaction is newsworthy as it is the beginning of Equities First Holdings LLC entrance into the European market it is by no means anything but yet another successful deal for the global equity firm. EFH CEO and founder Al Christy Jr. had this to say of the finalized deal, “The return of collateral to clients is business-as-usual for Equities First Holdings. As a company, EFH and its subsidiaries have completed more than 700 transactions, and we have a perfect track record of returning our clients’ collateral upon maturity and repayment.”

Equities First Limited Parent Company

Equities First Holdings LLC is a global leader in the alternative financing market with offices and subsidiaries spanning across four continents. Positioned in Indianapolis, Hong Kong, Singapore, London, Sydney, Perth, and Bangkok EFH has placed itself in the center of thriving economies allowing individuals wishing to expand their businesses access to liquidity and capital with relative ease. Beginning with their first office in 2002, EFH has provided below market funding and capital for over 700 clients worldwide contributing $1.4 billion in assets.

Equities First Holdings LLC’s approach of offering non-purpose funding with only publicly traded shares as necessary collateral has made otherwise inaccessible capital available for clients unable to secure traditional credit-based loans. The added benefit of protecting borrowers in the case of a downturn in the market as well as the non-recourse feature has many turning to EFH as the first and only option for raising capital quickly.


How Increased Transparency and Better Regulations Have Attracted Borrowers to Stock-Based Loans

Equities First Holdings, LLC posted impressive gains in the fist-financial half of 2016. This was an unexpected turn of events especially considering the disparaging state-of-affairs in the global financial lending world. In recent times, banks have made it next-to-impossible for borrowers to acquire the necessary funding for capital investments. According to the CEO and Founder of Equities First Holdings , Al Christy. Jr., stock-based loans are innovative solutions because of their higher loan-to-value ratio as compared to margin loans and their lowered interest rates.


A majority of loans typically extend over three years. And, as is common knowledge, it is impossible to escape-the terrible-market fluctuations over that duration. The stock-based loan, on the other hand, has some cushion against this rattling-effects of the markets. The consumer is protected by the non-recourse feature which makes it possible for them to walk away from that loan at any given time.


Margin Loans Versus Stock-Based Loans


Christy went ahead to spell out the differences between margin loans and stock-based loans. The only similarity joining the two options is that they both use securities as collaterals. Interest rates are flexible, and the loan-to-value ratios ranging 10% to 50%. Another feature is that the lender has the right to terminate the contract and proceed to liquidate the collateral of the creditor if a margin call arises.


Stock-based funds, on the other hand, have a fixed interest rate of around 3-4%. The loan-to-value ratios are much higher as from 50-75%. The loan comes with few restrictions, and you are at liberty to use the funds as you please. The no-recourse feature does not apply here.



Many mainstream investors have ignored them because this industry has been a haven for unscrupulous lenders in the past. Lenders who made away with the collateral holdings and the stocks of their borrowers. Christy, however, noted that the increased transparency and regulations now in place meant that fewer unbecoming incidences occurred.


About Equity First Holdings


EFH remains at the forefront of providing competitively-rated loans to business and high net worth individuals. Beginning 2012, borrowers have secured financing solutions capital using their stocks as the only collateral. So far, the company has transacted a total of $1.4 billion. They now operate from 9 countries.


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Former Chopper Trading CEO and Now Scoutahead CEO- Raj Fernando

Raj Fernando is the founder of Chopper Trading Company; he started the firm in 2002. Before starting his trading company, Raj was a successful trader at the Chicago Mercantile Exchange and the Chicago Board of Trade. Mr. Fernando has a degree in economics and history. He also has a vast experience in various cyber security and financial firms in the industry. His excellence performance in different fields shows that Raj is an expert in capital markets and technological innovations. He has been an active member of foreign policy companies; he makes a massive effort here to various organizations in the entire United States and across Chicago.

Mr. Fernando holds several positions in several agencies in the United States. He is a member of the Chicago Council of Foreign Affairs, the Chicago Symphony Orchestra and the United States Security Project. His trading career had a simple start, he began as a novice after graduating from college and moved his way up to have various positions. He later started his company known as Chopper Trading.

In a bid to deliver accurate data to individuals, firms and the internet at large, Raj Fernando started another firm known as in 2016. The company focuses reliable information so as to increase professionalism and productivity in the corporate world. The startup has had a big start and is set to grow to become a globally leading company. This is because of the CEO; Mr. Fernando has decades of experience in the cyber security industry. He also offers extraordinary insights and counsel to steer the firm to rapid growth.

About Raj Fernando

A lot can be said about Mr. Fernando; he is also an active supporter of multiple charitable organizations in Chicago and the United States. He has in the past had a record to participate and fund raise activities for Democratic Candidates within the United Stated. He assisted in raising funds for the Barrack Obama presidential campaign in 2011. All in all, with 14 years of experience as CEO, Fernando has proven an extensive knowledge and success in what he does. It is not surprising that Chopper was named as the best workplaces in 2012 by the Chicago Tribune.
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Marcio Alaor Provides Market Forecasts From CES

The CES or Consumer Electronics Show is the most popular show of its kind, and Marcio Alaor of BMG Bank was in attendance. An article in Exame explains Marcio predictions for many of the products he saw at the show, and this article goes into some depth about each prediction. Marcio is responsible for investments at BMG, and he wants his customers to understand his position on new products. New electronics are not all perfect investments, and Marcio is honest in his assessment of each product.

#1: New Drones

A passenger drone developed in China is a promising device that can be flown by auto-pilot, and it will carry a few passengers to a pre-determined destination. Marcio believes that drone technology is impressive, but he has security concerns about such a device. He wants to see further security development for the drone before he is willing to put his money into the drones.

#2: Electric Cars

Electric cars were a major attraction at the show, and Marcio was impressed with electric cars from Chevrolet, Ford and Volkswagen. Electric car prices are falling because of advanced technology, and Marcio believes that new electric cars are better investment because of their advanced technology. Marcio does not recommend a certain vehicle, but he does want his investors to have a look at the future of driving. Electric cars will soon be the preferred option on the road even in Brazil.

#3: Smart House

Smart House is the most impressive item that came out of the show. Marcio notes that Smart House has a camera system that can take a picture of a house at any time. Someone with the Smart House system may use the camera in their refrigerator to choose which items must be purchased at the store, and cameras in the garage will tell homeowners if the doors are closed. Home automation has become extremely popular in recent years, and Smart House is using camera technology to make the transition worth it for homeowners.

#4: Samsung’s Refrigerator

Samsung has a refrigerator that will connect to the Smart House system, and the fridge has its cameras built in. Samsung likely has further plans for their new refrigerator, but the price is quite high at this time. A refrigerator that costs 5000 US dollars is likely too much for most consumers in Brazil. Marcio wants consumers to be on the lookout for new refrigerators that are cheaper in the future.

Marcio Alaor has given a full report on the events at CES by noting the most interesting investment opportunities. Electric cars are good investments at the present time, and home automation is on the rise. Other items are intriguing, but they are not yet up to Marcio’s standards.

James Dondero, Successful Entrepreneur with a Midas touch on Investments

James Dondero has had a successful career that he continues to build by the day. He boasts of experience spanning more than 30 years as an investment banker. James Dondero has been an active player in the credit markets having started his career with the popular Morgan Guaranty training program. He has had unmatched success in the equity and credit markets. James has specialized in high yielding and distressed markets.

James Dondero attended the prestigious University of Virginia where he undertook his undergraduate degree. He graduated with top honors in accounting and finance. After his graduation, James Dondero joined the Morgan Guaranty training program before securing a job with the American Express. He worked at the American Express as a corporate bond analyst and portfolio manager. Due to his competence and experience, James Dondero was employed by the GIC to serve as its chief investment officer. GIC is a branch of Protect Life, a large insurance company. Within a period of five years, James Dondero developed the subsidiary by starting it from scratch and developing the company to have an asset base of over $2 billion.

After registering success at GIC, James Dondero opted to establish his own venture. In 1993, he co-founded Highland Capital Management. This investment company has successfully pioneered a number of initiatives within the investment sector. In addition, the firm has been coming up with creative strategies aimed at providing sound investments. Highland Capital Management broke new ground with the collateralized loan obligations. Its core business is offering solutions to retail as well as institutional clients around the globe. The registered offices of the company are located in Dallas. Owing to the dynamism of its service, Highland Capital Management has managed to expand its operations through its new offices in Singapore, London, and New York. Highland Capital Management is a leading alternative investment management company that runs hedge funds, distressed investments, and structured investments. The company has over $18 billion worth of assets under its management.

James Dondero is the current chairman of Cornerstone Healthcare and Nexbank among many other organizations. Over the years, he has been appointed in the boards of different organizations. Some of these organizations are the MGM Studios, NexPoint Residential Trust, Inc as well as the American Banknote. James Dondero is an active supporter of charity organizations that anchors their efforts on educational matters, public policies, and veteran affairs. He has donated millions of his cash towards these courses.

In his successful career, James Dondero has won many awards and accolades particularly concerning his exemplary management style. In 2014, he was awarded the Lipper Award for Floating Rate Opportunities. He also received a 5 star award for Global Allocation.

James Dondero is known to have a Midas touch when it comes to investments. He is a sure bet in making profits and this rare ability makes him standout from other investment bankers. His knowledge on investment has not only fetched high returns to clients but has also boosted his net worth. James Dondero is a Certified Management Accountant and a qualified Chartered Financial Analyst.